Job Description:
Our client is one of the leading regional banks, looking for a Group Head of Credit to lead credit strategy and risk management. This high-impact role is central to shaping the bank’s credit policies, driving portfolio growth, and maintaining a strong risk framework across diverse lending operations.
Key Responsibilities:
- Develop and execute the bank’s overall credit strategy in alignment with business objectives.
- Lead a global team, building a high-performance, risk-aware culture.
- Oversee all aspects of credit risk management, including underwriting standards, portfolio quality, and credit review processes.
- Implement advanced credit analytics and risk assessment models to enhance decision-making.
- Partner with business units to design credit products that drive responsible growth across retail, SME, and corporate segments.
- Collaborate closely with regulatory bodies to ensure compliance with all credit-related regulations and policies.
- Report to the executive committee and Board on credit risk exposure and portfolio performance.
Key Requirements:
- Proven experience in credit leadership within the banking sector, with deep familiarity with Central and Eastern European markets.
- Bachelor's degree in Finance, Economics, or a related field.
- Minimum of 15 years of experience in credit or risk functions, including at least 5 years in a senior leadership capacity.
- Strong expertise in credit risk management, regulatory frameworks, and portfolio strategy.
- Excellent analytical, leadership, and stakeholder management skills.
- Track record of building and scaling credit operations in complex environments.